Do I need to carry Professional Liability if I already have General Liability Coverage? While it is important for your business to have general liability coverage for property damage and bodily injury, we recommend adding Professional Liability Insurance to your business portfolio because it insures the people and/or entities of your business from negligent claims made by third parties or even internal sources.
What is an FR-19 request?
An FR-19 is the name of a form the MVA requires your auto insurance carrier to submit providing proof of insurance coverage for a specific vehicle registered in the state of Maryland. By law in Maryland, if you have a vehicle with active tags and registration, you must maintain the minimum state-required liability insurance with limits of $30,000 per person in bodily injuries, $60,000 in total bodily injuries, and $15,000 in property damage.